On a $400,000 purchase in Montgomery County, TX, property tax comes to about $5,800 a year — roughly $483 a month — at this county's effective rate of 1.45%.
$
Effective rate 1.45% = this county's median owner-occupied tax bill ($5,055, ACS 2022 5-year estimate) divided by the typical home value at the time ($348,708, Zillow, 2022-12-31). Exemptions the seller holds — homestead, senior, veteran — usually do not transfer with the deed, so a new purchase can run above this figure. The county assessor sets the assessed value; this is an estimate, not a quote.
If you pay late
Taxes unpaid after January 31 add 6% penalty plus 1% interest in February, rising monthly to 12% penalty with 6% interest in July, plus a 15% to 20% attorney penalty if referred.
Calendar tax year; the certified roll and adopted rates produce consolidated statements mailed each October. If a due date lands on a weekend or public holiday, most counties move it to the next business day — check the county's own notice before relying on the shift.
How to pay
Online: through actweb.acttax.com — the only portal this county operates.
By post: mail a cheque to the treasurer's office; the postmark date usually counts, not the arrival date.
In person: the treasurer's office during business hours; bring your bill or parcel number.
Mortgage escrow: if your taxes are escrowed, the servicer pays — you still owe the difference if your escrow is short.
Common questions
When are property taxes due in Montgomery County, TX?
Annual: January 31, 2027. Over-65 or disabled 4-part option: March 31, 2027.
What happens if I pay late in Montgomery County?
Taxes unpaid after January 31 add 6% penalty plus 1% interest in February, rising monthly to 12% penalty with 6% interest in July, plus a 15% to 20% attorney penalty if referred.
How do I pay Montgomery County property tax?
Pay online through actweb.acttax.com, the county's own payment portal, or by post or in person at the treasurer's office.
Is the Montgomery County deadline the same every year?
Calendar tax year; the certified roll and adopted rates produce consolidated statements mailed each October. Counties shift dates when billing is delayed, so confirm against the county source linked on this page.
How much is property tax on a $400,000 house in Montgomery County, TX?
About $5,800 a year, or $483 a month, at this county's effective rate of 1.45%. That rate is the county's median owner-occupied tax bill ($5,055) divided by the typical home value ($348,708). A seller's homestead or senior exemption usually does not transfer, so a new purchase can cost more.
What if I can't pay in full?
Most counties offer instalment plans or partial payment — ask the treasurer before the due date, not after. Once the bill is delinquent the options shrink and the fees start.
Does a late payment affect my mortgage?
Unpaid property tax is a lien on the property in most states, which your servicer may pay and then bill you for, with fees. It does not disappear.
Ad slot · responsivereserved — add your AdSense ID in ads.js
CountyTaxDates is an independent reference and is not a government agency. Deadlines change and exceptions apply — always confirm with your county treasurer using the official link on this page. Nothing here is tax, legal or financial advice.